HSA/FSA FAQS
What is a Health Savings Account (HSA)?
A Health Savings Account (HSA) is a tax-advantaged account that allows you to save pre-tax dollars (In 2026 up to $4,400 per individual or $8,750 per family plus an additional $1,000 if you are over 55) to cover eligible medical expenses. HSAs are available only on some medical plans, check with your plan administrator to confirm if your plan qualifies.
What is a Flexible Spending Account (FSA)?
A Flexible Spending Account (FSA) is an employer-provided benefit that lets you set aside pre-tax dollars (up to $3,400 in 2026 based on your employer's discretion) to pay for eligible medical expenses. FSAs can help you save money on certain healthcare costs, including medical and dental items, as well as eligible over-the-counter (OTC) products—for you and any dependents claimed on your federal tax return.
Using FSA and HSA Dollars with Mueller Sports Medicine
After enrolling in an FSA or HSA, you can purchase eligible Mueller Sports Medicine products and submit your receipt to your plan administrator for reimbursement. Our online catalog includes FSA and HSA eligible products that do not require a prescription. Always check with your plan administrator to confirm eligibility before purchase. For a full list of IRS-qualified healthcare products, visit Publication 969.
Deadlines and Rollovers
- FSA: Funds are generally available for use during the calendar year in which they are contributed. Some plans may differ, check your plan agreement for details.
- HSA: Funds roll over year-to-year, so unused dollars remain in your account until spent.
Paying for FSA and HSA Eligible Products
Mueller Sports Medicine does not currently accept all FSA or HSA cards at checkout. If yours is not accepted, please use a credit, debit, or gift card to complete your order and then submit your receipt to your plan administrator for reimbursement.
Reimbursement Process
To be reimbursed, submit your receipt along with your plan's online or paper reimbursement form. Payments are usually issued via direct deposit or paper check, depending on your plan's process.
Health Reimbursement Account (HRA) Eligibility
Many items that qualify for FSA or HSA reimbursement may also be eligible under an HRA. Check with your plan administrator to confirm.
What Happens if I Don't Use All My Funds?
· FSA: Unused funds may be forfeited unless your plan allows a carryover or grace period.
· HSA: Unused funds roll over automatically year to year.